XRP Price Surge: Why Retail Investors Could Soon Be Locked Out of the Market

  • Crypto analyst Cobb warns that XRP’s rising price could soon make it unaffordable for retail investors, noting that $100 now buys only 43 XRP compared to 400 in the past.
  • While some argue XRP’s divisibility ensures continued access, others fear the window for meaningful accumulation is quickly closing.

A Shrinking Window for the Average Investor
Crypto analyst Cobb has ignited heated debate after warning that retail investors may soon be “completely priced out” of XRP. Posting on X (formerly Twitter), Cobb recalled the days when $100 could buy 400 XRP. Today, that same $100 fetches only 43 tokens — at a price of $2.32 each. He added, “Only going to get worse,” signaling a strong belief that XRP’s value could continue to skyrocket in 2025.

This statement highlights a growing concern among long-time XRP followers: as prices climb, small investors may lose the ability to meaningfully participate in the asset’s future growth.

XRP’s Rising Price Sparks Access Debate
While Cobb’s perspective drew concern, others in the community offered a different take. Crypto enthusiast Andrew Pearce pushed back, pointing out XRP’s divisibility. “There are 1,000,000 drops in each XRP,” he said. “We’ll never truly be priced out — just psychologically.” His message suggests that even if a full XRP becomes too expensive, fractional ownership ensures continued access, albeit with potentially less upside.

Also read: Chainlink (LINK) Price Prediction: Analysts Forecast 2x to 3x Surge Amid Altcoin Season and Visa CBDC Pilot Success

Early Adopters Reflect on Missed Chances
The conversation also stirred nostalgia among longtime XRP holders. One user, LunarAngel, reminisced about acquiring XRP at $0.0033 during its early days. “I was there… but I missed the journey even till now,” they shared. It’s a reminder that while price surges create wealth, they also amplify regret for those who exited too early or never invested.

Is the Clock Ticking for Retail Investors?
Cobb’s forecast may seem speculative, but with XRP gaining over 1.2% in the past 24 hours, the trend is clear: the asset is climbing, and fast. Whether or not retail investors truly get “priced out” remains to be seen. But one thing’s certain — the days of buying hundreds of XRP with pocket change may be long gone.