- Crypto analyst Cobb warns that retail investors may soon be priced out of XRP as its value continues to climb, reducing the amount buyers can afford.
- While some argue XRP’s divisibility ensures ongoing access, rising prices may still deter small-scale investors from accumulating significant holdings.
Crypto market analyst Cobb has sparked debate with a stark warning about XRP’s rising valuation, suggesting retail investors may soon be completely priced out of the token. Taking to X, Cobb noted the drastic shift in XRP’s affordability over the years. “Remember when $100 used to get you 400 XRP?” he wrote. “Now $100 only gets you 43 XRP. Only going to get worse, retail is going to get completely priced out this year.
Cobb’s comment highlights XRP’s significant price appreciation. At the time of his post, XRP was trading at around $2.32—meaning a mere $100 buys just a fraction of what it once did. This trend, if sustained, could limit average investors’ ability to accumulate XRP in meaningful quantities.
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According to CoinMarketCap, XRP gained 1.23% in the last 24 hours, reinforcing Cobb’s argument that the token is on a strong upward trajectory. While the surge is a win for existing holders, it poses challenges for new entrants who may find themselves priced out of the market.
Divisibility Sparks Hope, But Not Conviction
In response, other voices in the crypto community pushed back. Andrew Pearce pointed to XRP’s fractional nature, stating, “There are 1,000,000 drops in each XRP, so we’ll never truly be priced out.” Pearce argued that even as whole coins become more expensive, the ability to buy small fractions ensures continued access—though he acknowledged it may feel less rewarding.
Still, Cobb’s warning touches on a psychological reality in investing: even when assets are technically accessible, higher prices often deter retail investors from entering the market, particularly during bullish phases.
XRP Divisibility Sparks Hope Among Investors, But Doubts Remain
Longtime community members like LunarAngel also chimed in, reminiscing about XRP’s early days. “There was a time it was 300 coin per dollar,” they said, recalling the era of XRP’s utility-driven initiatives like xRapid. That phase now seems like a distant memory as XRP continues its climb.
Cobb’s caution may resonate with investors watching XRP inch higher. If current momentum holds, the token’s rising value could push small-scale buyers to the sidelines—a common dynamic in maturing crypto markets. Whether or not retail will truly be “priced out” remains to be seen, but Cobb’s comments serve as a timely reminder of the importance of early positioning.
This article is for informational purposes only and does not constitute financial advice.
