XRP Price Prediction: Will Ripple Surge to $20 After Federal Reserve Integration Rumors?

  • XRP could surge to $20 if the U.S. Federal Reserve integrates Ripple’s blockchain into its payment systems.
  • While technical indicators show hesitation, a confirmed breakout could ignite a massive rally.

XRP, the digital asset behind the Ripple network, is back in the spotlight as speculation mounts over a potential integration with the U.S. Federal Reserve. Crypto enthusiasts and analysts alike are now asking: can XRP realistically hit the $20 mark?

Recent chatter in the crypto space suggests the Federal Reserve may be eyeing Ripple’s blockchain for its FedNow payment system—a move that could redefine XRP’s future. A document recently circulated by the Fed hints at the adoption of blockchain technology to bridge traditional finance with DeFi, naming Ripple as a potential infrastructure partner.

Also read: Ripple Won’t Join SWIFT, Expert Claims — Aims to Replace Legacy Finance Instead

Analyst CryptoGeek and other prominent voices in the community believe this could catalyze an explosive rally. Even more intriguing, rumors suggest that this integration could coincide with a major Fedwire Funds Service upgrade scheduled for July 14.

The implications? If the Fed backs Ripple, XRP could skyrocket. With a circulating supply of around 60 billion tokens, a $20 price would push XRP’s market cap to a staggering $1.2 trillion—placing it ahead of Ethereum and second only to Bitcoin.

Early Bitcoin advocate Davinci Jeremie has joined the XRP bull camp, predicting the token could climb as high as $24 by year-end. He points to growing support for Ripple within the U.S. government as a key factor: “There is a lot of people in the US government that are pushing XRP. And so we could see possibly, XRP do something crazy.”

Still, the technicals paint a cautious picture. XRP is consolidating between $2.01 and $2.23, with traders eyeing the $2.21 resistance level—right around the 50-day EMA. A breakout here would signal the return of bullish momentum, especially with the token holding strong above its 200-day EMA support.

In the short term, investor hesitation remains, with the RSI showing weakening momentum. However, if XRP clears resistance and rumors solidify into action, $20 may no longer be a dream—it could be a matter of when, not if.

Bottom Line: A Federal Reserve-Ripple partnership could be the spark that ignites XRP’s path to $20. But until a confirmed breakout occurs, the market holds its breath.