- If XRP captures just 15% of SWIFT’s daily volume, its price could surge to between $12.84 and $25.68. This represents a potential 520% to 1,140% increase from its current value.
Could XRP be on the brink of a major breakout? According to a new projection, the answer might be yes—if it manages to carve out even a modest slice of the massive daily volume currently processed by the SWIFT financial network.
For years, Ripple executives have championed XRP as the future of global payments. Ripple CEO Brad Garlinghouse and co-founder Chris Larsen have repeatedly highlighted the inefficiencies in the SWIFT system—such as its reliance on manual intervention for nearly 6% of transactions—and positioned XRP as a faster, cheaper, and more modern alternative.
Also read: Ripple’s XRPL to Power $3 Trillion Post-Trade Infrastructure After Hidden Road Acquisition
Here’s where things geinteresting: SWIFT processes around $5 trillion in transactions every single day. If XRP were to take over just 15% of that load, it would be responsible for facilitating an eye-popping $750 billion daily.
ChatGPT ran the numbers. Assuming even a conservative 10% of that volume—about $75 billion—converts into consistent demand for XRP, the implications are enormous. Based on a typical volume-to-market cap ratio seen across the crypto industry, XRP’s market cap could balloon to between $750 billion and $1.5 trillion.
With XRP’s current circulating supply hovering around 58.39 billion tokens, this would put the token’s price somewhere between $12.84 and $25.68—a staggering leap from its April 2025 price of $2.07. That’s a potential increase of 520% to 1,140%.
Of course, this projection rests on the assumption that real-world usage and demand will grow in lockstep with transaction volume—a leap that’s still speculative. But one thing is certain: if XRP can capture even a fraction of SWIFT’s vast market, the crypto world could be witnessing the rise of its next double-digit asset.
The future remains uncertain, but the opportunity? It’s massive.
