- XRP community expert Vet warns against spreading the WhiteRock proposal to integrate XRPL into the U.S. banking system, calling it unvetted hype.
- He urges followers to critically assess viral claims to avoid damaging the community’s credibility.
A respected voice within the XRP Ledger (XRPL) community is raising red flags over a recent wave of excitement surrounding a proposal from a little-known entity called WhiteRock. The proposal, which suggests integrating XRPL into the U.S. Federal Banking System, has quickly gone viral across crypto social media — but not everyone’s buying it.
On April 24, 2025, WhiteRock sent a letter to the Federal Reserve’s Board of Governors requesting a meeting to discuss the use of XRPL to enhance the efficiency and security of the nation’s financial infrastructure. The proposal came shortly after the Fed rolled back 95% of its anti-crypto guidance, removing major barriers for banks engaging with digital assets.
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For many XRP supporters, the timing seemed perfect — and perhaps too good to be true. The letter circulated quickly, with some prominent influencers amplifying its reach by suggesting it signaled an official path forward for XRP adoption at the federal level.
But not so fast, warns Vet, a well-known validator on the XRPL’s default UNL (dUNL). In a recent post on X (formerly Twitter), Vet cautioned the XRP community against spreading what he sees as unvetted and potentially misleading hype. “Stop sharing the WhiteRock proposal,” he urged, adding that amplifying such questionable content only makes the community appear desperate for institutional validation.
Vet emphasized the importance of critical thinking, urging community members to investigate the source and legitimacy of viral claims before sharing them. In a follow-up message, he linked the spread of the WhiteRock proposal to influencers who have previously made baseless claims — such as alleging that FedNow has been using XRP “for years.”
“The fact that these posts gain thousands of likes is alarming,” Vet noted. “It creates a false narrative and damages our credibility.”
Vet now plans to engage directly with followers of those amplifying the proposal to help curb misinformation at the source. His message is clear: enthusiasm is good, but skepticism is essential.
Will the XRP community listen? That remains to be seen.
