- Ripple’s potential acquisition of Circle could significantly boost XRP’s utility and price, with AI models predicting a rise to between $4.50 and $10.
- The deal would strengthen Ripple’s grip on the stablecoin market by combining USDC with its own RLUSD, enhancing its global payments network.
Ripple’s aggressive 2025 expansion strategy could soon reshape the crypto landscape. The blockchain payments giant is reportedly in advanced discussions to acquire Circle, the issuer behind the $61 billion USDC stablecoin — and experts believe this move could send XRP’s price soaring.
After Circle rejected an initial $4–$5 billion bid from Ripple in April, new reports suggest informal talks are ongoing, with fresh offers ranging from $6 billion to $11 billion. The strategic logic is clear: combining Ripple’s existing RLUSD stablecoin with USDC would cement its influence over stablecoin liquidity and digital dollar settlements.
Also read: Ethereum Price Prediction: ETH Holds Above $2,500 with Potential for 40% Rally Ahead
Such a merger could supercharge Ripple Payments, its cross-border payment solution, by embedding USDC directly into its network. That potential has analysts and even AI models forecasting bullish outcomes for XRP.
ChatGPT, for instance, envisions XRP rising to $3.50–$4.50 if the acquisition is finalized and integrated smoothly. In an even more optimistic case — assuming a high-end buyout, rapid adoption, and favorable market conditions — the AI model predicts XRP could surge to $6 or even $10.
Grok, another AI tool, agrees with the base range of $3.50–$4.50, noting that Ripple’s control over USDC could dramatically enhance XRP’s utility. In a best-case scenario, it sees XRP climbing to $6–$8, especially if Ripple Payments starts processing trillions in annual volume with XRP as a bridge asset.
However, the path ahead isn’t risk-free. Financing a multi-billion dollar deal could pressure Ripple’s reserves, possibly prompting XRP sales. Moreover, regulatory hurdles, competition from Coinbase, and broader crypto market trends could still derail the acquisition or mute its impact.
Still, the prospect of Ripple owning one of the most dominant stablecoins has ignited serious interest — and speculation — around XRP’s next move. If Ripple pulls this off, the price of XRP may be set for a historic run.