- Ripple CEO’s real-time salary proposal boosts XRP’s utility narrative, helping the token reclaim the $2.30 level despite ETF delays.
- With bullish momentum building, analysts say XRP’s path to $5 is back on the table if real-world adoption accelerates.
XRP has surged past $2.30, defying bearish ETF news, as Ripple CEO Brad Garlinghouse’s revolutionary salary proposal breathes new life into the token’s long-term utility narrative. The bold concept — paying workers in real-time using XRP — has captured the market’s attention, reinforcing XRP’s relevance in global finance beyond speculation.
The rally followed a brief dip to $2.24 after the SEC delayed its decision on multiple altcoin ETFs, including XRP, Solana, and Cardano. Initially seen as a setback, the delay was later clarified by Bloomberg analyst Eric Balchunas as part of the routine review process, calming investor nerves and redirecting capital flows back into high-utility altcoins like XRP.
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XRP’s intraday rebound aligns with bullish technical indicators. The token is trading near the Keltner Channel midline resistance at $2.39, with Relative Strength Index (RSI) at 68.87 — nearing overbought territory. Momentum remains intact, though a volume breakout is needed to validate sustained upward movement.
But it’s Garlinghouse’s payroll automation proposal that could mark a fundamental shift. He envisions a world where employees are paid by the hour, minute, or even second, using Ripple’s blockchain-powered infrastructure. This model would eliminate the inefficiencies of traditional payroll systems and enable cross-border wage streaming at negligible cost.
Such a move would position XRP as a leading tool in decentralized finance (DeFi) for global employment. Analysts argue that if Ripple successfully pilots real-time wage settlements, XRP could evolve from a speculative asset to a vital financial utility — a transformation that could attract fintech giants and institutional players alike.
Should this vision materialize, a breakout above $2.50 could trigger a climb toward the $3.50 resistance zone, with $5 as a longer-term target over the next 6–12 months. This hinges on regulatory clarity in major markets and continued enterprise adoption.
XRP is no longer just riding ETF speculation. Garlinghouse’s salary proposal could redefine how we think about crypto’s role in the global workforce — and bring XRP’s $5 target firmly back into focus.
