- Ripple’s potential acquisition of Circle could transform XRP from a bridge asset into a core infrastructure for global finance.
- Experts say the deal would boost XRP’s legitimacy, liquidity, and adoption across traditional financial systems.
Ripple’s reported pursuit of Circle, the issuer behind the second-largest stablecoin USDC, could mark a pivotal moment for XRP and the broader financial ecosystem, according to prominent XRP analyst All Things XRP.
Recent buzz in the crypto world suggests that Ripple initially offered $5 billion to acquire Circle—a deal that was turned down for being too low. Rumors then circulated that Ripple upped its bid to $20 billion, though many experts dispute the figure, citing it as significantly above Circle’s current valuation.
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While neither Ripple nor Circle has confirmed these reports, All Things XRP laid out how a successful acquisition could transform XRP’s position in global finance. According to the analyst, the deal would do more than just trigger a short-term price rally for XRP—it could evolve the token into critical financial infrastructure.
One of the biggest advantages, the expert claims, would be the combination of Circle’s $61 billion in USDC liquidity with RippleNet. This fusion could force traditional banks to finally take XRP seriously, especially given Ripple’s reputation for fast, low-cost cross-border transactions.
Furthermore, Ripple could inherit Circle’s network of banking relationships and its hard-won regulatory trust—two assets that could dramatically increase XRP’s legitimacy in the eyes of institutional investors and regulators alike.
If Ripple gains control of both USDC and its own upcoming RLUSD, All Things XRP says XRP would become the “connective tissue” linking these stablecoins. Integrating USDC into RippleNet could turbocharge settlement speeds and reduce costs, reinforcing XRP’s role as a vital bridge in value transfer.
The analyst also highlighted that Ripple’s recent acquisition of brokerage firm Hidden Road may be part of a broader consolidation strategy to dominate the digital payments landscape, with XRP at its core.
Should the acquisition be finalized, XRP could shift from a bridge currency to a foundational layer for cross-asset and cross-industry payments. If not, Ripple may return with an even stronger bid.
“Either way, the playbook is clear,” the expert concluded. “Ripple wants to dominate payments, control stablecoin rails, and make XRP the default bridge.”
