- Ripple CEO Brad Garlinghouse revealed at the XRP Las Vegas conference that Ripple aims to rewire the global banking system by modernizing cross-border payments and integrating, not replacing, traditional financial institutions.
- He emphasized long-term transformation and called for unity in the crypto space, rejecting competition in favor of collaboration.
At the recent XRP Las Vegas conference, Ripple CEO Brad Garlinghouse didn’t hold back. Instead of fueling rivalries within the crypto world, he delivered a bold vision: Ripple isn’t here to replace banks — it’s here to rebuild global finance from the ground up.
Garlinghouse urged the XRP community to zoom out from short-term comparisons and competition. “We’re not just here to improve payments,” he explained. “We’re here to rewire the entire banking system.” That mission goes far beyond token price wars — it’s about transforming the infrastructure behind how money moves across borders.
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Unlike other blockchain firms that see traditional finance as the enemy, Ripple embraces collaboration. By integrating banks into a smarter, faster, and cheaper payment system, Ripple aims to eliminate outdated processes like pre-funding and multi-party intermediaries. This approach positions Ripple as a tech upgrade, not a tech threat.
Ripple Gains Ground in the Financial World
Ripple’s ambitions are already gaining real-world recognition. The U.S. Faster Payments Council recently labeled Ripple a key innovator in global payments. Morgan Stanley has even listed Ripple as a serious alternative to SWIFT — a nod to Ripple’s rising influence in traditional finance.
Garlinghouse reminded the audience that Ripple’s full vision may take 10 to 20 years to fully materialize. But for many in the XRP community, that future is already taking shape. One vocal supporter shared footage from the event, insisting Ripple is already changing the way money moves today.
Unity Over Competition in the Crypto Space
In a refreshing call for cooperation, Garlinghouse rejected the zero-sum thinking that often dominates the crypto world. “This isn’t about one coin winning,” he said. “It’s about building something better together.”
Ripple is walking the talk — even partnering with Cardano in a move that highlights the power of collaboration over tribalism.
In a world where many crypto leaders focus on hype, Garlinghouse is steering Ripple toward a long-term legacy: revolutionizing global finance — one payment at a time.