What Is Stellar (XLM)? A Complete Guide to the Decentralized Cross-Border Payment Network
Stellar (XLM) is a blockchain-based platform designed to facilitate fast, low-cost cross-border payments and currency exchanges. Co-founded by Jed McCaleb and Joyce Kim in 2014, Stellar aims to provide inclusive financial access, particularly to underbanked regions, using a decentralized, open-source protocol. Understanding Stellar and Its Purpose Stellar operates on a decentralized ledger that allows users…