Key Takeaways
- 2,000 U.S. banks gain blockchain access via Avalanche.
- Loans tokenized as NFTs and settled with stablecoins.
- AI verification ensures transparency and data accuracy.
- Hundreds of millions in transactions projected by year-end.
Intain and FIS Bridge Blockchain Liquidity for U.S. Banks
In a landmark move for decentralized finance in traditional banking, Intain Markets and FIS have launched the Digital Liquidity Gateway on the Avalanche blockchain. The new platform connects approximately 2,000 regional and community banks across the United States to institutional liquidity, enabling secure, transparent trading of tokenized loan portfolios.
The initiative is part of a growing wave of real-world asset (RWA) tokenization, which is reshaping how financial institutions manage, trade, and securitize loans.
How the Digital Liquidity Gateway Works
The platform tokenizes individual loans as NFTs and leverages stablecoins like USDC for automated settlement—eliminating manual reconciliation and reducing operational friction. Each transaction is verified through AI-driven workflows, ensuring data integrity before tokens are minted.
Also Read: Stablecoin Supply Drops — Is Bitcoin’s $105K Rally Built on Fragile Liquidity?
Early participants in the marketplace include institutional investors trading commercial real estate and aviation finance assets, with transaction volumes expected to reach hundreds of millions of dollars by year’s end.
According to John Wu, President of Ava Labs, the system acts as a “bridge between community banks and institutional-grade liquidity,” using blockchain’s transparency to prevent double-pledging of assets.
Deep Integration With Core Banking Systems
The Digital Liquidity Gateway integrates directly with FIS’s core banking infrastructure, providing seamless connectivity for its client network of over 20,000 financial institutions. This linkage ensures compliance, scalability, and real-time visibility into tokenized loan operations.
Also Read: Ripple Blockchain Enters Japan’s Banking Mainstream
The platform runs on Intain’s Avalanche Layer 1 with AvaCloud support, offering a scalable foundation for digital asset management. Similar AvaCloud-based platforms have recently launched in Japan, signaling a global trend toward blockchain-backed finance.
The Bigger Picture: Tokenization Momentum Grows
The Intain–FIS collaboration underscores a broader market shift toward RWA tokenization, a sector attracting banks and fintechs seeking efficiency and transparency. By automating complex loan workflows, the platform redefines how community banks can access and deploy liquidity.
As Siddhartha S, CEO of Intain Markets, emphasized, “Blockchain is moving to the core of asset-backed finance, where it’s most needed.”
Conclusion
With the Digital Liquidity Gateway, Intain Markets and FIS are transforming loan trading into a blockchain-native process—bridging the gap between traditional finance and decentralized innovation while setting the stage for large-scale tokenized lending in the U.S. banking sector.
