- XRP could skyrocket to $250 — an 11,200% surge — if the GENIUS Stablecoin Act is passed, according to expert Chad Steingraber, who believes regulatory clarity will drive institutional adoption.
- The bill’s alignment with Ripple’s upcoming stablecoin, RLUSD, may reduce XRP’s supply and boost demand, potentially fueling the dramatic price rally
The XRP community is buzzing once again, thanks to renewed optimism from longtime supporter and game designer Chad Steingraber. His bold $250 price prediction for XRP — a staggering 11,200% surge from current levels — is gaining fresh attention amid rising momentum behind the proposed GENIUS Stablecoin Act.
Steingraber Doubles Down on $250 XRP
Since early 2024, Steingraber has maintained that XRP is significantly undervalued, calling $250 its “true worth.” Despite XRP trading around $2 as of March 2025, he remains confident that regulatory clarity and institutional adoption will trigger a massive rally before the year ends. The GENIUS Act, according to Steingraber, might be the missing piece to unlock that potential.
Also read: Ripple’s $10B Bid for Circle: Massive Opportunity That Could Skyrocket XRP Price
What Is the GENIUS Act?
The GENIUS Act introduces a comprehensive regulatory framework for stablecoins in the U.S., requiring full backing by cash or short-term U.S. Treasuries. The bill also enforces strict audit and licensing standards, aiming to integrate stablecoins into the U.S. financial system while reinforcing dollar dominance globally.
The bill recently passed a key Senate vote (66–32) and is expected to face a final decision shortly after the Memorial Day recess. Crypto journalist Eleanor Terrett has reported rapid movement in Congress to finalize the legislation.
Why It Could Supercharge XRP
Ripple’s new stablecoin, RLUSD, is set to launch on the XRP Ledger — aligning perfectly with the GENIUS Act’s requirements. Analysts like Pumpius believe this could position Ripple as a major liquidity provider, holding large reserves of U.S. Treasuries. With RLUSD relying on XRP to settle fees (which are then burned), increased usage could reduce XRP’s circulating supply, creating deflationary pressure that may boost price.
A Broader Ecosystem Shift?
Black Swan Capitalist’s Versan Aljarrah and analyst SMQKE both suggest the GENIUS Act could open floodgates for institutional investment in stablecoins like RLUSD. As demand for compliant, transparent assets grows, so too could network activity on the ripple Ledger — fueling further demand for XRP itself.
While the $250 target remains speculative, the GENIUS Act could be a pivotal moment for XRP’s future. As legislative clarity unfolds, the crypto world is watching closely — and bulls like Steingraber believe XRP is on the verge of liftoff