Looking for a way to earn passive income in crypto — but without the wild swings of volatile tokens? TON-native tsUSDe could be the solution. This dollar-pegged stablecoin generates yield just by sitting in your wallet — and you can amplify those returns even further by using it on DeFi platforms within The Open Network (TON) ecosystem.

Here’s a closer look at how tsUSDe works and how you can start using it to build dollar-denominated yield today.

What Is tsUSDe — And Why Should You Use It?

TsUSDe is a tokenized version of the popular sUSDe stablecoin, native to the TON blockchain. Pegged to the US dollar, tsUSDe delivers approximately 10% APY simply by holding it — rewards are automatically paid in Toncoin (TON), making it one of the few stablecoins with built-in earning power.

Unlike speculative coins that fluctuate in value, tsUSDe offers dollar stability combined with yield. And for those who want to go beyond the basic 10%, the TON DeFi ecosystem offers powerful options to further boost returns — through liquidity pools and yield farms.

Also read: How to Buy Bitcoin With a Credit Card: A Step-by-Step Guide for 2025

Where to Earn Yield with tsUSDe on TON

Two key platforms currently stand out for using tsUSDe in liquidity pools and farming on TON:

• STON.fi: Known for deep liquidity, user-friendly design, and built-in impermanent loss calculator.
• DeDust: Lightweight, fast-growing, with a sleek portfolio tracker and simple farming interface.

Both platforms allow you to pair tsUSDe with TON in liquidity pools. In return, you earn trading fees and extra farming rewards — potentially pushing yields far higher than the base APY.

Pro Tip: On STON.fi, some tsUSDe/TON pools have reached APYs of 30% or more, depending on market activity and incentives.

How to Earn Yield with tsUSDe: A Step-by-Step Guide

Getting started with tsUSDe farming on TON is simple — here’s how to do it:

1. Connect Your Wallet

Visit STON.fi or DeDust.io, connect your TON-compatible wallet (such as Tonkeeper), and ensure you have some TON to cover gas fees.

2. Select a tsUSDe Pool

Navigate to the “Pools” or “Farms” section and select a tsUSDe/TON pool. Review the displayed APYs to choose the one that suits your risk/reward profile.

3. Add Liquidity

Click “Add Liquidity,” input your desired tsUSDe amount, and pair it with an equivalent dollar amount in TON. Confirm the transaction — you’ll receive LP (Liquidity Provider) tokens representing your pool share.

4. Stake to Boost Rewards

Stake your LP tokens to start earning additional farming rewards. On STON.fi, use the “Farm” button; on DeDust, use the “Boost” feature.

5. Monitor and Claim Rewards

Track your rewards in real time on the platform’s dashboard. You can unstake or withdraw liquidity at any time, keeping full control of your assets.

Why Earn Passive Income with tsUSDe?

Here’s what makes tsUSDe an attractive passive income option for crypto users:

• Dollar Stability: Designed to hold its $1 peg — a hedge against market volatility.
• Built-in Yield: ~10% APY just by holding in wallet.
• Boostable Returns: Liquidity farming can amplify yield potential.
• Non-Custodial: Full ownership of your tokens — no third-party lockups.
• Flexible: Withdraw anytime — no lock-in periods.

In short, tsUSDe combines the benefits of stablecoin safety with the earning power of DeFi.

Risks to Consider with tsUSDe Yield Farming

As with any DeFi activity, risks exist:

• Impermanent Loss: If TON’s price fluctuates sharply, the value of your liquidity position may be affected.
• Smart Contract Risks: Bugs or vulnerabilities in DeFi protocols could lead to losses.
• Stablecoin Peg Risk: Although tsUSDe is designed to hold its $1 peg, extreme market events could cause temporary deviations.

Best Practice: Start small, use trusted platforms like STON.fi and DeDust, and always monitor your positions.

Final Thoughts: A Smarter Way to Earn with Stablecoins

If you’re already holding tsUSDe, putting it to work on TON DeFi platforms is an easy way to increase returns while staying in stable, dollar-denominated assets. Whether you’re earning a simple 10% APY in your wallet or taking it further through liquidity farming, tsUSDe offers an appealing risk-reward balance.

Just remember: start small, understand the risks, and monitor your earnings regularly. In a world of volatile crypto, yield-generating stablecoins like tsUSDe are a valuable tool for building consistent, passive income.