- Trident Digital’s plan to build a $500 million XRP reserve could significantly reduce the token’s availability for retail investors, prompting a warning from a top wealth manager.
- As institutional interest grows, dollar-cost averaging into ripple may become increasingly difficult for everyday buyers.
Retail XRP investors may soon find themselves on the outside looking in. Matthew Snider, Chief Investment Officer at Digital Wealth Partners, has issued a stark warning: “Pretty soon, there won’t be any XRP left to DCA with.”

This comes after Nasdaq-listed Trident Digital announced plans to build a massive $500 million XRP reserve, a move poised to tighten the supply of the digital asset in public markets. The company will raise funds via stock offerings and other financial tools, with reserve acquisition set to begin later this year pending regulatory approval.
XRP’s Corporate Gold Rush Begins
Trident Digital’s announcement places it among a growing list of public companies—like Webus International and VivoPower—making ripple a treasury asset. The strategy involves collaborating with institutional players to optimize the acquisition and management of its XRP holdings.
Snider believes this institutional buying spree could severely limit XRP availability for retail investors, especially those relying on dollar-cost averaging (DCA) to gradually accumulate the asset over time. “If corporations continue to scoop up XRP, it may become increasingly difficult for everyday investors to buy in consistently,” he warned.
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What This Means for Retail Buyers
While restricted supply could drive ripple prices higher, Snider cautions that retail investors might be priced out of the market altogether. This sentiment echoes growing concerns in the XRP community about fair access as big money enters the scene.
The question of how much ripple is enough also remains hotly debated. Some voices, like Alpha Lions Academy founder Edo Farina, suggest holding at least 1,000 ripple, while others claim 50,000 ripple is the real benchmark for financial freedom. Critics argue these figures are arbitrary and urge investors to base decisions on personal goals and risk tolerance.
With institutional interest heating up, the ripple landscape is changing rapidly. Snider’s message is clear: those considering XRP may want to act before the window to accumulate at current levels begins to close