- Ripple rumored $10 billion bid to acquire Circle, the issuer of USDC, could significantly boost XRP’s utility and price if successful, despite skepticism and Circle’s focus on an IPO.
- While Ripple’s liquidity and the deal’s feasibility are debated, the potential impact on the XRP ecosystem is generating major buzz in the crypto community.
In a surprising twist that has ignited buzz across the XRP community, rumors are swirling about Ripple’s alleged attempt to acquire Circle, the issuer of the second-largest stablecoin, USDC. While Circle is moving ahead with plans for an IPO on the New York Stock Exchange under the ticker CRCL, some believe Ripple’s rumored $10 billion bid could shift the tides—and potentially revolutionize XRP’s future.

Prominent XRP advocate Mickle suggests that Circle’s IPO may never materialize if Ripple’s offer, said to exceed $10 billion, is truly on the table. He argues that this offer far outweighs Circle’s IPO target of $6 billion, making the acquisition path far more lucrative for shareholders. In his view, this development could be “huge” for XRP, dramatically increasing its real-world use case and utility in cross-border payments.
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Still, not everyone is convinced. Critics, including the founder of MoneyGCC, highlight Circle’s board structure, strategic goals, and existing ties with Coinbase—including Project Diamond’s reliance on USDC—as major barriers. He emphasized that Circle can and likely will reject any buyout offers, especially those that may conflict with its long-term vision.
Meanwhile, Circle has publicly denied receiving any acquisition offers and reaffirmed its focus on the IPO route. But speculation persists—especially with reports that Ripple may have revised its initial $5 billion offer to a jaw-dropping $10 billion.
Skeptics like Dave Weisberger question how Ripple could even afford such a purchase. Selling large quantities of XRP could tank its price and strain liquidity. However, pro-XRP attorney Fred Rispoli counters that Ripple might finance the deal through a mix of debt, cash, and equity—minimizing XRP’s market impact.
If the acquisition does happen, Ripple would gain control over USDC and Circle’s RLUSD stablecoin. Analysts say this could supercharge Ripple Payments and further legitimize XRP’s role in global finance. AI predictions from ChatGPT and Grok suggest XRP could soar to $3.50–$10 if the acquisition succeeds and integration is smooth.
Disclaimer: This article is for informational purposes only and does not constitute financial advice. Always do your own research before making investment decisions.